quick. simple

affordable loans

our story

about ihawu Financial Solutions

Ihawu Financial Solutions is a registered Credit Provider NCRCP14286 with the National Credit Regulator.
We offer short term loans to people in need of quick cash. Whether you are looking for something small or something a bit bigger, let us help you.

Borrow from as low as R500 up to R5000, at competitive interest rates. We have simplified the process of applying for a loan making it quick and simple so that you can get back to your business. Our process can take between 5 to 10 minutes after receiving all the necessary documents. Put our service to the test and we will have an answer for you before your next thought.

mission

Our mission is to simplify the process it takes to apply for a loan. We want to expedite the loan application process to almost instant when you apply for a loan with us. We understand the importance of quick and efficient service.

Our main goal is to empower our clients to overcome their financial challenges. We also focus on providing a positive customer experience before and after we have assisted you.

Values

Professionalism
We deliver professional impeccable service to every client.

Customer centricity
We put every client’s need at the forefront of everything we do. Every interaction is private and confidential. We value your business.

Respect
Every client interaction with us is important whether it is face to face or on any of our platforms. We strive to ensure that every interaction is respectful and informative.

we make it easy

IHAWU FINANCIAL SOLUTIONS

PERSONAL LOAN

Borrow from R500 up to R5000 on our quick loans at competitive interest rates. Repayment term: 1 to 1 month on 1st and 2nd loan Qualify for 1 to 2 months term on your 3rd loan. Plus an option for a top-up loan, should you still need a little more.

requirements

TERMS AND CONDITIONS of our loans

Applicants must be 18 years of age or older and possess a valid South African identity document or a valid temporary identity document.

Foreign nationals are welcome to apply, but they must have a valid Passport document and a valid work permit.

All applications are subject to our credit approval criteria and our lending policies and practices.

Additional terms and conditions may apply. For a personalized consultation, we invite you to visit our office in Durban.

The reason

for chosing us

Borrow from R500 up to R5000 on our quick loans at competitive interest rates.

Repayment term: 1 to 1 month on 1st and 2nd loan

Qualify for 1 to 2 months term on your 3rd loan. Plus an option for a top-up loan, should you still need a little more.

The reason

for choosing us

Experience the ease and convenience of our services while enjoying competitive interest rates and personalized loan options. Choose us for your borrowing needs.

Flexible Loan Options: Borrow any amount between R500 and R5000 through our quick loan services,with competitive interest rates. Experience same-day approval for added convenience.

Convenient Repayment Terms: Our loans are designed with your flexibility in mind. Repayment terms operate on a month-to-month basis. Moreover, on your third loan, you become eligible for easy repayment options.

Extended Loan Terms: Enjoy the benefit of 1 to 2 months repayment terms on your third loan. Additionally, if you require additional funds, you have the option to apply for a top-up loan.

Tips on how to manage debt

THINK CREDIT!!! THINK PRIORITY!!!

Having a budget and sticking to it every month is very important for your health and your wallet. Living within your means will help keep you away from debt. There are however circumstances beyond your control and in those instances having debt isn’t necessarily a bad thing, but not knowing how to handle it can be stressful. Think credit think priority, only take credit for things that are a priority and essential. Don’t take credit for that weekend away or a holiday, save towards that. Should you take credit, relook at your budget and plan for it. If your situation changes be sure to speak to the service provider for a better option for you. Always avoid missing instalments.